With Insperity HR360, the responsibility for providing employees with benefits shifts to Insperity as the co-employer. Insperity’s benefit costs are allocated to each client as a component of the client’s comprehensive service fee. Prior to Insperity, the composite organization pays $2,000 per employee per month through a broker; it can no longer afford an attractive benefit package as it grows from 45 to 75 employees. With Insperity, the allocated benefit costs are estimated to be 6% lower than the composite is paying through the broker, and employees receive equal or better coverage. This shift enhances the composite organization’s ability to attract and retain talent, turning healthcare benefits into a strategic recruiting asset rather than a financial burden. Reducing employee benefits costs by 6%. 31% $212K Three-year benefit PV Reduction in benefit costs with Insperity 6%
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